{"id":98,"date":"2025-11-20T09:20:48","date_gmt":"2025-11-20T09:20:48","guid":{"rendered":"https:\/\/licagent.pro\/?page_id=98"},"modified":"2025-11-20T09:20:48","modified_gmt":"2025-11-20T09:20:48","slug":"terms-of-use","status":"publish","type":"page","link":"https:\/\/licagent.pro\/?page_id=98","title":{"rendered":"Terms of Use"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Last Updated: <\/strong>20 &#8211; 11 &#8211; 2025<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By accessing or using <strong>LICAgent.pro<\/strong>, you agree to abide by these Terms of Use. If you do not agree, please do not use the website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Website Usage<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">LICAgent.pro is an independent informational platform.<br>It is <strong>not the official website of LIC of India<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You agree to use the website legally and ethically without:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Misusing content<\/li>\n\n\n\n<li>Copying website data<\/li>\n\n\n\n<li>Attempting unauthorized access<\/li>\n\n\n\n<li>Running harmful scripts, viruses, or bots<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. No Official Affiliation<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">LICAgent.pro:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Does NOT represent LIC of India officially<\/li>\n\n\n\n<li>Does NOT sell LIC policies directly<\/li>\n\n\n\n<li>Does NOT collect payments for LIC<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">We only provide general information and connect users with LIC advisors.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Redirection to LIC Website<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We only redirect users to the <strong>official LIC of India website<\/strong>, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Premium payment portals<\/li>\n\n\n\n<li>Agent login pages<\/li>\n\n\n\n<li>Premium calculators<\/li>\n\n\n\n<li>Policy information<\/li>\n\n\n\n<li>LIC official news<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">We do not redirect to any personal or promotional sites.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Accuracy of Information<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Information on our website is for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>General informational purposes<\/li>\n\n\n\n<li>Non-official reference<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">We do not guarantee:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accuracy<\/li>\n\n\n\n<li>Completeness<\/li>\n\n\n\n<li>Updates<\/li>\n\n\n\n<li>Reliability<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Users must verify information directly from the official LIC website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. No Legal, Financial, or Professional Advice<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The information provided is <strong>not insurance advice<\/strong>, and must not be considered:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Legal advice<\/li>\n\n\n\n<li>Financial advice<\/li>\n\n\n\n<li>Professional recommendations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Users must consult certified LIC agents or financial advisors before making decisions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. User Responsibilities<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You agree that:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Any information you submit is accurate<\/li>\n\n\n\n<li>You will not misuse the website for fraudulent or unlawful purposes<\/li>\n\n\n\n<li>You will not copy or redistribute website content without permission<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Limitations of Liability<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We are not responsible for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Losses from website use<\/li>\n\n\n\n<li>Accuracy or updates of LIC policy details<\/li>\n\n\n\n<li>Third-party website content<\/li>\n\n\n\n<li>Technical interruptions, downtime, or slow loading<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You use the website <strong>at your own risk<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. External Links<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We only provide links to the <strong>official LIC website<\/strong>.<br>We are not responsible for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Changes<\/li>\n\n\n\n<li>Availability<\/li>\n\n\n\n<li>Security<\/li>\n\n\n\n<li>Content<br>of external sites.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9. Intellectual Property<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Content on LICAgent.pro\u2014such as text, design, layout, forms, and images\u2014is copyrighted.<br>Users may <strong>not copy or publish<\/strong> our content without written permission.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10. Modifications to Terms<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We may update these Terms of Use at any time.<br>Continued use of the website indicates acceptance of the updated terms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>11. Contact Information<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For questions regarding these Terms:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udce7 <strong>Email:<\/strong> <a>contact@licagent.pro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Last Updated: 20 &#8211; 11 &#8211; 2025 By accessing or using LICAgent.pro, you agree to abide by these Terms of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-98","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/pages\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/licagent.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98"}],"version-history":[{"count":1,"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/pages\/98\/revisions"}],"predecessor-version":[{"id":100,"href":"https:\/\/licagent.pro\/index.php?rest_route=\/wp\/v2\/pages\/98\/revisions\/100"}],"wp:attachment":[{"href":"https:\/\/licagent.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}